ADBL Business Officer (Level 6)
Other Syllabus Materials
ADBL Level-4 clerk(Administration) Exam Syllabus Detailed Overview:
If you're applying for the Level-4 Accountant (Lekhapal) position at Agricultural Development Bank Ltd. (ADBL), it's important to understand the exam process clearly. The recruitment process is divided into three main stages: Preliminary exam, Written exam, and Interview. Let's take a look at each stage in simple terms.
Stage 1: Preliminary Exam
The first stage is a multiple-choice (objective) exam worth 100 marks. This is mainly a screening test to shortlist candidates for the second stage. You'll have 45 minutes to complete the paper.
The questions are divided into five sections:
Management, Accounting & Economics – 30 marks
ADBL & Banking Knowledge – 30 marks
Mathematics – 10 marks
Computer Knowledge – 10 marks
General Knowledge – 20 marks
Each correct answer carries 2 marks, and there’s a 20% penalty for every wrong answer. But if you skip a question, there’s no negative marking. Remember, marks from this round won’t be included in the final total—it’s just to qualify for the next stage.
Stage 2: Written Exam
Only candidates who pass the preliminary exam can take the written test. This stage is worth 200 marks and is split into two papers. Both papers include descriptive (long and short answer) questions.
Paper 1 includes:
Management
Accounting
Mathematics
Computer
Economics
This paper is worth 100 marks, and the passing mark is 40. The duration is 2 hours and 30 minutes.
Paper 2 covers:
ADBL and general banking knowledge
Banking laws and regulations
This paper is also worth 100 marks with a 40-mark pass mark and a time limit of 2 hours and 30 minutes.
Stage 3: Interview
The final step is a 30-mark interview. It’s an oral test where your communication, subject knowledge, and confidence will be evaluated by the interview panel.
Important Notes for the ADBL Level-4 Exam Candidates:
Before appearing in the exam, make sure you're aware of the following important instructions:
Language of Written Exam:
The written exam can be taken in Nepali, English, or both.Marks and Question Distribution:
The number of questions and marks distribution will follow the subject/paper structure mentioned in the syllabus as closely as possible.Negative Marking in MCQs:
For each wrong answer in multiple-choice questions, 20% of the mark will be deducted. No marks will be deducted for unanswered questions.Answering Format for MCQs:
You must write answers to objective-type questions using capital letters (A, B, C, D) only. Using small letters (a, b, c, d) or any other symbols will invalidate your answer sheet.Use of Calculators:
Calculators are not allowed in any multiple-choice exams.Question Types in Subjective Papers:
Subjective exams may include long questions, multi-part questions, or short notes under a single question.Separate Answer Sheets:
Each section/unit/question in the subjective paper will have a separate answer sheet. Candidates must write the answer to a specific question only in the corresponding answer sheet provided.Updated Legal Content:
Any acts, laws, rules, regulations, or policies included in the syllabus will be based on their version as of 3 months before the exam date. This includes amended, repealed, or newly added provisions.Qualification for Next Rounds:
Only those who pass the preliminary exam will be eligible for the written exam.
Only those who pass the written exam will be called for the interview.Syllabus Approval Date:
The syllabus was officially approved on 2081/12/14.
ADBL Level-4 Preliminary Exam Syllabus (Pre-Exam Guide):
The first stage of the exam is the Preliminary Exam, which is based on multiple-choice questions (MCQs). It carries 100 marks, and one of its most important parts is understanding the syllabus well. Here’s a breakdown of the topics you need to focus on for Section A and Section B, each carrying 30 marks.
Section A: Management, Accounting, and Economics
Total: 30 Marks (15 Questions × 2 Marks)
This section tests your basic understanding of how organizations and banks operate, handle finances, and how economic factors affect them.
1. Management
Meaning, principles, and functions like planning, organizing, directing, controlling, and coordination
History of management theories and how they evolved
Core principles of management
Effective communication skills
Customer relationship management and how to provide excellent service
Basics of human resource management and staff development
2. Accounting
History and evolution of accounting
Principles, conventions, and objectives of accounting
Types of accounts
Internal controls in banking like internal check, auditing, and risk management
How to measure financial performance: liquidity, turnover, profitability, solvency
Managing inventory and fixed assets in banks
Depreciation and its common methods
Understanding basic financial statements in banking: Profit & Loss account, Balance Sheet, Cash Flow Statement
3. Economics
Basics of micro and macroeconomics
Important aspects of the Nepalese economy
Major macroeconomic indicators: GDP, GNP, per capita income, investment, consumption, savings, inflation, foreign trade, remittance, and balance of payments
Recent economic trends and developments
Overview of monetary and fiscal policies
Section B: Banking and ADBL
Total: 30 Marks (15 Questions × 2 Marks)
This part focuses on your understanding of the banking system and knowledge specific to Agricultural Development Bank Ltd. (ADBL).
4. Banking
History and development of banking in Nepal and globally
Types and classifications of banks
Important banking and financial terms
Current status of the banking sector in Nepal
Main functions of the central bank and commercial banks
Introduction to FinTech and digital banking
Various types of Alternative Delivery Channels (ADCs) in banking
Basics of agency banking
Concepts of financial access, digital/financial literacy, and financial inclusion
Trends in mergers and acquisitions in banking
Overview of BASEL III norms
Understanding capital markets and money markets
Knowledge of negotiable instruments (like cheques, bills of exchange, etc.)
History, Vision, and Objectives: Know how ADBL started, what it aims to achieve, and how it has contributed over time.
Organizational Structure: Understand how the bank is structured—its departments and branches.
Current Progress: Learn about ADBL's recent activities, improvements, and performance.
Role in Economic Development: ADBL plays a big role in supporting farmers and agriculture in Nepal—know its key contributions.
Service Coverage and Branches: You should be aware of how widely the bank has spread its services across Nepal.
Employees’ Bylaws, 2062: These are the internal rules and regulations for employees—important for anyone planning to work there.
Core Banking System (CBS): Understand how CBS helps banks manage accounts and transactions digitally.
6. Banking Laws
You need to be familiar with the key laws that govern the banking sector in Nepal. These are crucial for banking operations and customer safety.
Company Act, 2063: Governs how companies (including banks) are registered and run in Nepal.
Bank and Financial Institutions Act (BAFIA), 2073: This act is specifically for managing banks and financial institutions.
Nepal Rastra Bank Act, 2058: Outlines the authority and role of the central bank in Nepal.
Asset (Money) Laundering Prevention Act, 2064: Designed to stop illegal money transactions and make banking transparent.
Banking Offence and Punishment Act, 2064: Deals with crimes like fraud or misusing banking systems and the penalties for such actions.
Section C: Mathematics and Computer
Total: 20 Marks (10 Questions from Each Subject × 2 Marks)
7. Mathematics (5 Questions × 2 = 10 Marks)
This section tests your basic math skills, especially those useful in banking tasks like interest calculation or handling numbers.
Work with integers, fractions, and decimals
Solve problems using the unitary method
Calculate simple and compound interest
Understand percentages, profit and loss
Use ratios and proportions for comparisons
Know how to calculate mean, median, mode, and standard deviation in statistics
Solve for LCM and HCF, often used in calculations
8. Computer (5 Questions × 2 = 10 Marks)
Basic computer knowledge is essential in modern banking. This part checks your familiarity with computer concepts.
Know the concept, history, and types of computers
Understand the difference between hardware and software
Be clear on basic computer operations and operating systems
Recognize common computer abbreviations (e.g., CPU, RAM)
Learn about network types: LAN, WAN, MAN, Internet, and Intranet
Basics of database management systems
Understand how IT is used in banking (e.g., digital banking, CBS)
Know key IT and computer terminologies
Section D: General Knowledge
Total: 20 Marks (10 Questions × 2 Marks Each)
This section tests your awareness of geography, history, culture, governance, current affairs, and national and international institutions. Here’s what you need to focus on:
1. Geography
You should have general knowledge about the world’s geography and detailed awareness of Nepal’s geography.
World Geography
Be familiar with basic concepts like continents, oceans, important mountain ranges, rivers, deserts, and climatic zones.
Geography of Nepal
Natural resources: Types like water, forests, minerals, and their importance.
Geographical structure and types: Mountains, hills, Terai, and their unique features.
Diversity and human life: How geography influences living conditions and livelihoods in different regions.
Administrative division: Provinces, districts, municipalities, and their structure.
Latitude and longitude: Understand Nepal’s global position and how coordinates work.
2. History, Culture, Society, Politics & Economy
This section covers Nepal's historical journey and its present socio-political and economic conditions.
World History
Key global events like world wars, industrial revolution, and major political revolutions.
Nepal’s History & Society
Ancient & Medieval Period: Political systems, religion, and cultural practices.
Modern Nepal: Political changes, social reforms, and cultural evolution.
Governance System: Federal, provincial, and local levels of government.
Cultural richness: Learn about Nepal’s religions, languages, ethnic groups, literature, and arts.
Economy: Focus on sectors like agriculture, industry, trade, tourism, transport, communication, education, health, and electricity.
Development Plans: Know about Nepal's history of planned development and current periodic plans (such as the 15th Plan).
3. Institutions, Sports, Awards, & Current Affairs
Be up to date with both national and international affairs and institutions.
Foreign Policy & Events
Understand Nepal’s foreign policy principles.
Stay updated on major national and international events, especially recent ones.
Major Organizations
Know the roles of important institutions like the UN, EU, WTO, SAARC, BIMSTEC, IMF, World Bank, and ADB.
Sports & Awards
Be aware of major sports tournaments and awards at both national and international levels.
4. Nepal’s Constitutional Development
Understand the history of constitutional development in Nepal—from the first constitution to the current one.
Focus especially on Nepal’s Constitution 2072, its structure, key features, and changes it brought.
Second Phase: First Paper
Subject: Management, Accounting, Mathematics and Computer:
Total: 50 Marks (5 Questions × 10 Marks)
1. Management & Organization
Definition of Organization
Types of Organizations
Objectives of an Organization
Organizational Structure
Communication Systems
Organizational Change and Development
Institutional Governance
Definition, Principles & Functions of Management
Motivation: Concept, Theories, Tools and Techniques
Management Information Systems
Customer Service Excellence: Concept, Importance, Tools and Techniques
2. Human Resource Management (HRM)
Concept and Process of Human Resource Management
Objectives and Importance of Human Resource Management
Job Descriptions and Job Analysis
Employee Selection and Recruitment Process
Training and Development: Concept, Necessity and Techniques
Employee Transfers and Job Rotation
Disciplinary Actions, Rewards and Punishment
Career Development Planning
Performance Appraisal
3. Office Management
Letter Writing and Inter-Departmental Correspondence
Memo Writing (Tippani) and Decision Making
Registration and Dispatch of Documents (Darta and Chalani)
Records Management
Filing Systems and Procedure
Indexing and Cataloging
Communication Management
Office Structure and Office Layout/Decoration
Introduction to Report Writing and Report Structure
Account and Accounting
Principles, Objectives, Types, and Characteristics of Accounting
Single-entry and Double-entry Accounting System
Accounting Vouchers and Petty Cash Book
Ledger Accounts
Profit and Loss Account and Income and Expenditure Accounting
Trial Balance and Balance Sheet
Cash Flow Statement
Importance and Use of Financial Statements
Reconciliation Statement
Internal Check, Internal Control, Internal and External Audit
Depreciation: Concept, Types and Methods
Section (C) – Mathematics
10 Marks (2 Questions × 5 Marks)
Unity Method
Fraction
Decimal
Simple and Compound Interest
Percentage
Ratio and Proportion
Discount and Commission
Simple Average and Weighted Average
Section (D) – Computer
20 Marks (4 Questions × 5 Marks)
Introduction to Computer Basics and Information Technology
Computer System (Input Device, Output Device)
Computer Operating Systems
Application Software
Hardware
Intranet, Internet, and E-mail
Computer Applications: Windows, Word, Excel, PowerPoint
Database Management System
Use of Information Technology in Banking System
Second Phase: Second Paper
Subjects: Economics, Banking, ADBL, and Banking Laws
Total Marks: 65
Section (A) – Economics
20 Marks
Concept and Definition of Micro and Macro Economics
Principles of Demand, Supply, Production, Consumption, and Saving
Government Securities, Share, Bond, and Debenture
National Income Accounting
Treasury Management
Inflation: Concept, Types, Causes and Consequences
Fiscal and Monetary Policies
Money Market and Capital Market
Federal Budget
Economic Liberalization and Globalization: General Overview
Section (B) – Banking
45 Marks (3 Short × 5 + 3 Long × 10)
Banking System and Structure
History and Development of Banking System
Types and Classification of Banks and Financial Institutions (BFIs)
Role and Functions of Central Bank and Commercial Banks
Challenges, Issues, and Opportunities of Banking in Nepal
FinTech and Digital Banking: Types, Risks, Uses, and Issues
Financial Access, Digital/Financial Literacy, and Financial Inclusion
Shadow Banking and its Impact on the Banking Sector
Modern Banking Products and Services
Letter of Credit: Concept, Types, and Process
Bank Guarantee: Concept, Types, and Process
Agency Banking Services
Remittance: Concept and Economic Impact
e-Banking: Types and Importance
Any Branch Banking System (ABBS)
Mobile Banking and Internet Banking
Digital Wallet
Paperless Banking
ATM, Debit Card, Credit Card, Dollar, Prepaid Card, Kisan Card, and Visa Card
POS, QR Based Payment
C-ASBA, DEMAT, Mero Share
e-Commerce
Management of Commercial Bank
Profitability and Liquidity Management
Assets and Liability Management
Lending Principles and its Management
Recovery and Non-performing Loan Management
Operation Excellence and Service Delivery in Banks
Merger and Acquisitions
Risk Management in Commercial Banks
BASEL Core Principles and Capital Adequacy Framework
Interest Rate Corridor (IRC)
Loan Classification and Loan Loss Provision according to NRB Directives
Credit Management
Section (C) – Agricultural Development Bank Ltd. and Banking Laws
35 Marks (3×5 + 2×10 = 35)
5. Overview of Agriculture Development Bank Ltd. (ADBL)
Agricultural Development Bank Ltd.: Historical Development, Achievement, Vision, Mission and Objectives
Existing Organizational Structure
Employees Bylaws, 2062
Contribution, Role, Potentialities and Challenges of the ADBL in the Development of Nepal's Economic (Agriculture, Rural and Banking) Sector
Current Status and Progress of ADBL
Strengths and Weaknesses, Opportunities and Threats
Core Banking System (CBS) in ADBL
6. Banking Laws
Bank and Financial Institution Act, 2073
Nepal Rastra Bank Act, 2058
Banking Offence and Punishment Act, 2064
Asset (Money) Laundering Prevention Act, 2064 and Regulation 2073
Unified Directives and Circulars Issued by Nepal Rastra Bank
The Act on Recovery of Debts of Banks and Financial Institutions, 2058 and Regulation 2059
Conclusion:
The role of an Accountant at Agricultural Development Bank Ltd. (ADBL) is critical in ensuring the bank's financial health, regulatory compliance, and operational transparency. As a public sector financial institution with a strong mandate to promote agricultural and rural development, ADBL relies on its accountants to:
Accurately record and manage financial transactions,
Prepare essential reports like balance sheets, income statements, and cash flow statements,
Assist in budget preparation, audit coordination, and loan reconciliation,
Ensure compliance with NRB directives, government acts, and ADBL’s internal financial policies,
Contribute to financial planning, risk assessment, and service delivery excellence.
An ADBL accountant is not just a bookkeeper but a key financial advisor who supports sustainable banking, contributes to rural development, and upholds transparency and accountability within the institution.
Syllabus of MIS Officer Admin level 6 Examination of Agricultural Development bank Limited Detailed Overview:
Agricultural Development Bank Ltd. MIS Officer Syllabus
The Agricultural Development Bank Ltd. (ADB) in Nepal is hiring for the position of MIS Officer. The selection process consists of two main stages: a written examination and an interview. Below is a breakdown of the exam syllabus and structure for the position.
Stage 1: Written Examination (First Paper)
The written examination for the MIS Officer position is the first stage of the selection process. It consists of 100 total marks, with 40 marks required to pass. The exam is divided into four key subjects: Management, Banking, Agricultural Development Bank Ltd. (ADBL), and Constitution & Laws.
Management (30 marks):
3 questions (10 marks each)
2 questions (5 marks each)
Banking (30 marks):
2 questions (10 marks each)
2 questions (5 marks each)
ADBL (Agricultural Development Bank Ltd.) (20 marks):
2 questions (5 marks each)
1 question (10 marks)
Constitution & Laws (20 marks):
2 questions (5 marks each)
1 question (10 marks)
The questions will be a mix of short-answer and long-answer types, designed to assess your understanding of each subject.
Stage 2: Written Examination (Second Paper)
The second paper in the written exam focuses on Core Computer Science Concepts. It also carries a total of 100 marks, with 40 marks required to pass. This paper covers topics such as Databases, Computation, Compilers, and Graphics.
Short-Answer Questions (20 marks):
4 questions (5 marks each)
Long-Answer Questions (80 marks):
8 questions (10 marks each)
This stage tests your technical knowledge in computer science and related fields.
Stage 3: Interview
The final stage is the interview, which carries 30 marks. It will be an oral examination, focusing on your subject knowledge, problem-solving skills, and ability to communicate effectively. There is no time limit for the interview.
Key Information
The first paper and second paper are each independently graded, with a pass mark of 40 in each.
The exam will be conducted in Nepali, English, or both languages.
Each paper will have separate answer sheets for different sections. Make sure to write your answers in the correct sheet for each section.
Only candidates who pass the first stage (written exam) will be eligible to attend the interview.
First Paper Syllabus:
The first paper of the Agricultural Development Bank Ltd. (ADB) exam for the MIS Officer position focuses on Management, Banking, ADBL, and Laws. Here’s a breakdown of the syllabus for the first paper, which is worth 100 marks in total, with 40 marks required to pass.
Section A: Management And Human Resources (30 Marks):
Management and Human Resource
Concept, Principles, and Functions of Management
Understanding the core principles of management, including planning, organizing, leading, and controlling.Difference between Management and Administration
Key distinctions between management and administrative roles.Emerging Concepts and Issues of Management
Modern-day management concepts and their evolving challenges.Controlling, Coordination, and Supervision
How to manage operations and teams effectively, ensuring coordination.Managerial Quality and Skills
Key skills required for managers to succeed in their roles.Different Levels of Management and Role of Manager
Understanding the structure of management, from lower-level to top-level roles.Leadership: Concept, Types, Qualities, and Contemporary Issues
Explore various leadership styles and contemporary challenges in leadership.Knowledge Management, Time Management, Stress Management, Conflict Management
Techniques for managing resources, time, stress, and resolving conflicts.Reporting, Monitoring, Supervision, and Inspection
Methods for managing performance through reporting and supervision.
Human Resource Management:
Concept and Process of Human Resource Management
Understanding the role of HR and the processes involved in managing human resources.Mindsets, Attitude, and Aptitude Management
Approaches for improving mindset, attitude, and overall work performance.Performance Appraisal, Recognition, Reward, and Punishment System
Techniques for evaluating employee performance and systems of rewards and punishments.Job Satisfaction, Job Rotation, and Transfer
Concepts related to improving employee satisfaction and strategies like job rotation.Employee Motivation: Concept, Types, Theories, Tools, and Techniques
Understanding what drives employee motivation and how to apply different motivational theories.Career Path and Succession Plan
Strategies for developing employees' career paths and ensuring a smooth succession plan.Training, Learning, Development, Capacity Building, Skill Enhancement
Methods to enhance employee skills through training and development programs.Recruitment, Socialization, and Retirement
The HR process from recruitment to retirement, including employee socialization practices.Contemporary Challenges, Issues, and HR Practices
Examining modern HR challenges and best practices in the industry.Human Resource Information System (HRIS)
The role of technology in HR management through systems like HRIS.
Quality Management:
Total Quality Management (TQM) Techniques
An introduction to TQM and techniques for ensuring quality in all aspects of business.Quality Circle
The importance of group-based decision-making to enhance quality.Six Sigma
A focus on Six Sigma methodologies for process improvement.International Organization for Standardization (ISO)
Standards and certifications for maintaining quality.Factors Affecting Quality
External and internal factors that influence the overall quality of products and services.Benchmarking and Quality Assurance Techniques
Using benchmarking for setting quality standards and assurance processes.
Strategic Management:
Strategic Planning Framework
Introduction to strategic planning, including setting long-term goals.Environmental Scanning
Techniques for scanning the business environment to assess opportunities and threats.Strategy Implementation
How to put strategic plans into action effectively.Strategy Evaluation
Methods for evaluating the success of a strategy and making adjustments.SWOT Analysis
A key tool for assessing a company’s strengths, weaknesses, opportunities, and threats.
Decision Making and Problem Solving:
Decision Making: Concept, Types, Processes, Issues, and Challenges
A look at decision-making concepts, the types of decisions, and the challenges involved.Emotional Intelligence and Decision Making
How emotional intelligence influences decision-making and leadership.Quantitative Tools for Decision Making
Using numbers and data to support decision-making.Techniques for Stimulating Creativity
Methods for encouraging creative problem-solving in teams.Intuition/Hunch Driven Decision vs. Data/Logic Driven Decision
A comparison between intuition-based and data-driven decision-making processes.Section B: Banking (30 Marks):
Banking
History, Development and Present Scenario of Banking System in Nepal
Achievements, Issues and Opportunities of Banking Industry in Nepal
Types and Classification of Banks and Financial Institutions (BFIs)
Role and Functions of Central Bank and Commercial Banks
FinTech and Digital Banking: Types, Opportunities, Challenges and Risk
Financial Access, Digital/Financial Literacy and Financial Inclusion
Alternative Delivery Channel (ADCs) in Banking: Concept, Types and Issues
Shadow Banking and its Impact to Economy
Bank Marketing: Concept, Banking Products and Services, Target Customer Segments and Strategic Marketing Approaches
Banking Crimes, Fraud and Prevention
Modern Banking Services
Letter of Credit: Concept, Types, Process, Risk and Issues
Bank Guarantee: Concept, Types, Process, Risk and Issues
Treasury and Cash Management; Concept, Instruments, Associated Risk and Opportunities
Remittance: Concept and Economic Impact
e-Banking: Types and Importance
Any Branch Banking System (ABBS)
Mobile Banking, Internet Banking
Digital Wallet
Paperless Banking
ATM, Debit Card, Credit Card, Visa Card, Dollar Card, Prepaid Card
POS, QR based Payment
C-ASBA, DEMAT
e-Commerce
Section C: Agricultural Development Bank Ltd. (ADBL) – 20 Marks
Institutional framework and overview of Agriculture Development Bank Ltd. (ADBL)
Agricultural Development Bank Ltd.: Historical Development, Achievement, Vision, Mission, Objectives, Working Culture and Nature
ADBL: Strengths and Weaknesses, Opportunities, and Threats
Existing organizational structure of ADBL
Contribution, Role, Potentialities and Challenges of the ADBL in the Development of Nepal's Economic (Agriculture, Rural, and Banking) Sector
Current Status and Progress of ADBL
Core Banking System (CBS)
ADBL as an Agriculture-lead Bank: Agricultural Financing, Scope, Issues, Challenges and Opportunities
Institutional Linkage of ADBL (National and International)
Constitution and Laws
The Constitution of Nepal
Company Act, 2063
Bank and Financial Institutions Act, 2073
Nepal Rastra Bank Act, 2058
Banking Offence and Punishment Act, 2064
Asset (Money) Laundering Prevention Act, 2064 and Regulation 2073
The Act on Recovery of Debts of Banks and Financial Institutions, 2058 and Regulation 2059
Electronic Transactions Act, 2063
ADBL Employee Bylaws, 2062
Second Paper:Core Computer Science Concepts (50 Marks)
Section (A):
1.Computer Networks
Protocol stack, switching
Link Layer: services, error detection and correction, multiple access protocols, LAN addressing and ARP, Ethernet, CSMA/CD, Hubs, Bridges, Switches, Wireless LANs, PPP, Wide area protocols
Network Layer: services, datagram and virtual circuits, routing principles and algorithms, IP, IP addressing, fragmentation and assembly, ICMP, routing (RIP, OSPF), router internals, IPv6
Transport Layer: principles, multiplexing and demultiplexing, UDP, TCP, flow control, congestion control
Application Layer: Web and Web caching, FTP, Email, DNS, socket programming
Distributed system, Clusters, Network Security, Disaster Recovery, Data Storage Techniques (Clustering, NAS, SAN)
2.Structured and Object-Oriented Programming
Data types, ADT
Operators, variables and assignments, control structures, procedures/functions
Class definitions, encapsulation, inheritance, object composition, polymorphism
Pattern and framework
Programming with C, C++, Java
3.Artificial Intelligence
Search
Natural Language Processing
Game Playing
Learning
Automated reasoning
Planning
Vision and Robotics
4.Data Structures and Algorithms
Abstract data types, algorithm analysis, Big-O and Theta notations
Linear structures: Lists, Linked Lists, Stacks, Queues, Priority Queue
Trees: General and binary trees, traversals, BSTs, AVL, 2-3 trees, red-black trees, Splay Trees
Algorithm techniques: Greedy, priority queue search, exhaustive search, divide and conquer, dynamic programming, backtracking, recursion
Indexing: Hashing Trees, Suffix Trees
Graph algorithms: DFS, BFS, shortest paths, MSTs, DAGs
Searching, Merging, and Sorting
5.Computer Architecture and Organization and Micro-Processors
Basic Structures: Sequential circuits, design procedure, state table, and state diagram, Von Neumann / Harvard architecture, RISC/CISC architecture
Addressing Methods and Programs: Representation of data, arithmetic operations, bus structures, instruction cycle, and excitation cycle
Processing Unit: Instruction formats, arithmetic and logical instructions
Addressing Modes
Input-Output Organization: I/O programming, memory-mapped I/O, basic interrupt system, DMA
Memory Systems
808X and Intel microprocessors: Programming and interfacing
6.Digital Design
Number Systems, Digital and Analog Systems
Logic Elements
Combinational Logic Circuits
Sequential Logic
Arithmetic Circuits
MSI Logic Circuits
Counters and Registers
IC Logic Families
Interfacing with Analog Devices
Memory Devices
7.Software Engineering Principles (System Analysis and Design)
Software Process: Software Process models, risk-driven approaches
Software Project Management: Lifecycle relationships, project planning, control, risk management, cost models, configuration management, version control, quality assurance, metrics
Software Requirements: Analysis, solicitation, tools, specifications, static and dynamic specifications, review
Software Design: Design for reuse/change, notations, evaluation, validation, Software Architecture, DFD, Object Modeling, Use Case Diagram, State Diagram
Implementation: Standards, modularity, data abstraction, unit testing, integration, regression testing, fault tolerance
Maintenance: Planning for maintenance, understanding the nature of maintenance
SE Issues: Formal methods, tools and environments, process maturity, ISO standards, SEI-CMM, CASE tools
8.Management Information System (MIS)
Concept, Types, Objectives, and Implementation of MIS
Components of MIS
Role and Importance of MIS in the Banking Sector
MIS and Decision-Making
Emerging Trends in MIS
Ethics, Security, and Privacy in MIS
Section (B): Databases, OS, Computation, Compilers, Graphics (50 Marks)
1. Database Management System and Database Design
Introduction: The relational model, ER model, SQL, Functional dependency, and relational database design, File structure
Transaction Management and Concurrency Control: Concurrent execution of the user programs, transactions, Concurrency control techniques
Crash Recovery: Types of failure, Recovery techniques
Query Processing and Optimization
Indexing: Hash-based indexing, Tree-based indexing
Distributed Database Systems and Object-oriented database system
Data Mining and Data Warehousing
Security Management System
SQL and Embedded SQL: Writing Basic SQL SELECT Statements, Restricting and Sorting data, Single Row Functions, Displaying Data from Multiple Tables, Aggregation of Data Using Group Functions, Subqueries, Manipulating Data, and Creating & Managing Tables, Creating Views and Controlling User Access
Database Design: Logical Design, Conceptual Design, Mapping Conceptual to Logical, Pragmatic issues, Physical Design, Integrity and Correctness, Relational Algebra, Relational Calculus. Normalization: INF, 2NF, 3NF, BCNF, 4NF, 5NF, DKNF, Database Design with major RDBMS products: Oracle, Sybase, DB2, SQL Server
2. Operating System
Processing and Threads: Symmetric Multiprocessing, Micro-kernels, Concurrency, Mutual Exclusion and Synchronization, Deadlock
Scheduling
Memory Management
Input Output and Files: I/O devices and its organization, Principles of I/O software and hardware, Disks, Files and directories organization, File System Implementation
Distributed Systems: Distributed Message passing, RPC, Client/Server Computing, Clusters
Security: Authentication and Access Authorization, System Flaws and Attacks, Trusted System
Common Operating Systems: MS-DOS, Windows Family of Products, Unix Family of Products, Linux Family of Products, Windows Networking, Windows Architecture, Linux Architecture, Troubleshooting Windows & Linux, Managing Network Printing, Managing Hard Disks and Partitions, Monitoring and Troubleshooting Windows, Users, Groups, and Permission on Linux and Windows
3. Theory of Computation
BNF, Languages, Grammars
DFA and NDFA, regular expressions, regular grammars
Closure, homomorphism
Pigeonhole principle, pumping lemma
CFGs, Parsing and ambiguity, Pushdown automata, NPDAs & CFGs
Pumping lemma
Turing machines
Recursively enumerable languages, unrestricted grammars
The Chomsky hierarchy, Undecidable problems, Church's Thesis
Complexity Theory, P and NP
4. Compiler Design
The Structure of a Compiler
Lexical Analyzer
Top-down Parsing / Bottom-up Parsing
Syntax Directed Translation
Types and Type Checking
Run-Time Storage Administration
Intermediate Code Generation
Data-Flow Analysis and Code Optimizations
Architecture and Recent Developments in Compilers
5. Computer Graphics
Graphics Concepts
Input Devices and Techniques
Basic Raster Graphics Algorithms and Primitives
Scan Conversion
Graphics Hardware
2D Geometrical Transformations and Viewing
3D Geometry and Viewing
Hierarchical Modeling
Projections
Hidden Surface Removal
Shading and Rendering
6. Principles of Electronics Communications
Block Diagram of Analog/Digital Communication Systems
Analog and Digital Modulation Techniques
Fundamentals of Error Detection and Correction
Performance Evaluation of Analog and Digital Communication Systems: SNR and BER
7. IT in Nepal and Emerging Technologies
History of IT in Nepal
ICT Policy, 2072
NRB's Information Technology Policy & Guidelines 2012
Simulation and Modeling
Cryptography, Digital Signature
Artificial Neural Networks and Computer Vision
Speech Signal Processing
Adaptive Web Technology
E-commerce, e-Governance
Multimedia, Image Processing
GIS, Remote Sensing, GPS
The Second Phase Interview (Oral) typically evaluates your understanding, practical knowledge, and communication skills in the subject areas relevant to the position or program you are applying for. Here is a breakdown of how the 30 marks for an oral interview may be distributed:
General Breakdown:
Understanding of Core Concepts (10 Marks)
Your ability to explain fundamental concepts clearly and accurately.
Knowledge depth in areas like databases, OS, computer networks, programming, and other key topics.
Example: Can you explain how a relational database is structured, or describe the differences between TCP and UDP?
Practical Application (8 Marks)
Your ability to apply theoretical knowledge to real-world problems.
This might involve problem-solving, case studies, or practical examples.
Example: How would you handle data consistency in a distributed system, or explain the process of deadlock prevention in an operating system?
Communication Skills (5 Marks)
Clarity of expression, articulation, and the ability to explain complex concepts in a simple manner.
Example: Explaining a complicated concept (like memory management or hashing) to someone with limited technical knowledge.
Problem-Solving and Critical Thinking (5 Marks)
Your ability to approach and solve technical problems or answer hypothetical questions logically.
Example: You might be asked to solve a small algorithm or code-related question during the interview.
Behavioral and Professionalism (2 Marks)
How you present yourself, your attitude, and your readiness to learn.
Example: Your approach to teamwork, feedback, or challenges in a project.
Tips for Interview Preparation:
Review Key Concepts: Ensure you have a solid understanding of core topics like OS, databases, networking, algorithms, and other relevant areas for the role.
Think Aloud: When solving problems, explain your thought process clearly so the interviewer can follow your logic.
Stay Calm and Composed: It's okay to take a moment to think before answering questions. Showing that you're reflective and can calmly process information is a plus.
Be Prepared for Practical Questions: You may be asked to solve problems or explain how you'd approach real-world scenarios related to your field.
Description
Asian Development Bank limited Business officer detailed syllabus 2081 Overview:
Phase 1: Written Examination
The written exam is divided into two papers, each worth 100 marks with 40 marks required to pass. Both papers are subjective.
Paper 1: Management and Organization, Accounting and Finance, Economics, Information Technology
Total Marks: 100
Duration: 3 hours
Question Format:
Short Questions: 4 questions, each worth 5 marks.
Long Questions: 8 questions, each worth 10 marks.
Topics in Paper 1:
Management and Organization
Accounting and Finance
Economics
Information Technology
Each topic will have a mixture of short and long-answer questions.
Paper 2: Banking and Financial System, Agricultural Development Bank Ltd. (ADBL), Constitution and Banking Laws
Total Marks: 100
Duration: 3 hours
Question Format:
Short Questions: 4 questions, each worth 5 marks.
Long Questions: 8 questions, each worth 10 marks.
Topics in Paper 2:
Banking and Financial System
Agricultural Development Bank Ltd. (ADBL)
Constitution and Banking Laws
Similar to Paper 1, each topic will have short and long-answer questions.
Phase 2: Interview
Total Marks: 30
Format: Oral/Personal Interview
This phase will assess your subject knowledge, communication skills, problem-solving ability, and overall suitability for the role.
Key Points to Remember:
Pass Marks: 40 marks in each paper.
Examination Format: Both papers consist of short questions (5 marks each) and long questions (10 marks each). The questions will be subjective and require detailed answers.
Time: Each paper will be 3 hours long.
Interview: After the written exam, selected candidates will undergo an oral interview, which is worth 30 marks.
Paper 1: Management, Finance, Accounting, Economics, and Information Technology
Section (A):
Management
Concept, Principles, and Functions of Management: Management involves planning, organizing, leading, and controlling resources to achieve organizational goals.
Evolution of Management Thought: Understanding the historical development of management theories and practices.
Emerging Concepts and Issues of Management: New trends and challenges in modern management, such as digital transformation and globalization.
Key Management Processes: Fundamental activities that guide the operations and strategies of an organization.
Difference between Management and Administration: Management focuses on achieving organizational goals, while administration deals with policy-making and decision-making.
Managerial Quality and Skills: Essential qualities and skills required for effective management, such as leadership, communication, and decision-making.
Different Levels of Management and Role of Manager: Understanding the hierarchy of management (top, middle, and lower management) and their respective roles.
Leadership and Contemporary Issues in Leadership: The ability to guide and inspire a team, and the current challenges faced by leaders today.
Motivation: Concept, Types, Theories, Tools, and Techniques: Exploring what drives employee behavior and the theories and tools to improve motivation.
Knowledge Management, Time Management, Stress Management, Conflict Management, and Disaster Management: Techniques for managing information, time, stress, conflicts, and unforeseen crises in organizations.
Agile Management: A flexible and iterative approach to managing projects and teams, often used in tech industries.
Negotiation and Agreement Skills: The ability to reach mutually beneficial agreements through communication and bargaining.
Reporting, Monitoring, Supervision, and Inspection: Ensuring activities align with organizational goals through regular checks, feedback, and control systems.
Human Resource Management (HRM)
Concept, Objectives, and Process of HRM: HRM focuses on recruiting, managing, and developing employees to meet organizational needs.
Employee Ethics and Behavior: Understanding and guiding employees' conduct according to organizational values and societal standards.
Mindsets, Attitude, and Aptitude Management: Managing employees' mental approach, behavior, and potential for skill development.
Human Resource Planning and Forecasting: Anticipating future HR needs and planning for recruitment, training, and retention.
Performance Appraisal, Reward, Recognition, and Punishment System: Systems to evaluate and manage employee performance, including incentives and corrective actions.
Job Analysis: Job Description, Job Specification, and Job Evaluation: Defining roles, responsibilities, and the value of jobs within an organization.
Delegation of Authority, Empowerment, Accountability, and Responsibility: Assigning tasks, empowering employees, and holding them accountable for their work.
Career Path and Succession Planning: Ensuring that employees have a clear career development path and preparing for leadership succession.
Grievance Handling: Addressing and resolving employee complaints and issues.
Labor Relations, Negotiations, and Collective Bargaining: Managing relationships between employers and employees, including union negotiations.
Placement, Transfer, and Job Rotation: Moving employees to different roles or locations to improve skill sets and satisfaction.
Team Development, Team Spirit, and Team Bonding: Building cohesive and high-performing teams.
Training, Learning and Development, Capacity Building, and Skill Enhancement: Providing employees with the skills and knowledge they need to succeed.
Skill and Expectation Management: Managing employee capabilities and aligning them with organizational needs.
Recruitment, Socialization, and Retirement: Processes related to hiring, integrating new employees, and managing retirement.
Contemporary Challenges, Issues, and HR Practices: Addressing modern HR challenges, such as diversity, digital transformation, and work-life balance.
Quality Management
Total Quality Management (TQM) Techniques: A comprehensive approach to improving quality across all aspects of an organization.
Quality Circle: A group of employees working together to solve quality-related issues within their work area.
Six Sigma: A data-driven approach to eliminate defects and improve processes.
International Organization for Standardization (ISO): Global standards for quality management systems.
Factors Affecting Quality: Internal and external factors that impact the quality of products or services.
Benchmarking and Quality Assurance Techniques: Comparing practices with industry leaders and implementing techniques to ensure consistent quality.
Strategic Management
Strategic Planning Framework: The process of defining an organization’s strategy and making decisions on allocating resources.
Environmental Scanning, Strategic Research, and Analysis: Analyzing external and internal factors that can impact an organization's strategy.
SWOT Analysis: A tool to identify strengths, weaknesses, opportunities, and threats to guide strategic planning.
Strategy Formulation Process and Methods: The steps involved in creating a strategy to achieve organizational goals.
Strategy Implementation/Action Plan/Gantt Chart: The process of putting strategies into action, often visualized with a Gantt chart to track progress.
Strategy Evaluation: The process of assessing the effectiveness and efficiency of a strategy in achieving the organization's goals.
Strategy Control: Monitoring and adjusting strategies to ensure they stay aligned with organizational objectives.
Red Ocean vs. Blue Ocean Strategy: Red Ocean refers to competing in existing markets with established competition, while Blue Ocean focuses on creating new, uncontested market spaces.
Decision Making and Problem Solving
Decision Making: Concept, Types, Processes, Issues, and Challenges: The process of making choices among alternatives, with various types such as rational, intuitive, and group decisions, and associated challenges like biases and incomplete information.
Emotional Intelligence and Decision Making: How emotional awareness and control impact decision-making, particularly in leadership roles.
Quantitative Tools for Decision Making: Statistical and mathematical models used to support decision-making, such as decision trees or cost-benefit analysis.
Techniques for Stimulating Creativity: Methods such as brainstorming or lateral thinking to generate innovative solutions.
Intuition/Hunch Driven Decision vs. Data/Logic Driven Decision: The contrast between relying on gut feelings or instinct (intuition) and using data and analysis (logical reasoning) for decisions.
Organizational Development
Fundamentals of Organizational Structure: The framework defining roles, responsibilities, and relationships within an organization.
Fundamentals of Organizational Culture and Behavior: The shared values, beliefs, and behaviors that shape the environment of an organization.
Organization Development Process: Steps taken to improve an organization’s effectiveness, including diagnosis, intervention, and evaluation.
Organizational Group Dynamics: How groups within an organization interact and affect overall performance.
Organizational Change and Adaptation: The process by which organizations evolve and adjust to external and internal factors.
Emerging Approaches to Organizational Leadership and Their Applications: Modern leadership styles and techniques, such as transformational and servant leadership.
Organization Theories: Various theories that explain how organizations function and how they can be managed effectively, such as bureaucratic, human relations, and systems theory.
Communication Skill: Types, Tools, and Techniques: Different methods of communication, such as verbal, written, and non-verbal, and tools to enhance effectiveness, such as digital communication platforms.
Personality, Perception, Behaviors, Alienation, and Frustration and Remedies: How individual characteristics and behaviors impact organizational dynamics, and how to address issues like alienation or frustration.
Accounting and Finance
Accounting
Concept of Account and Accounting: An account is a record of financial transactions, and accounting is the systematic process of recording, analyzing, and reporting financial transactions.
Conventional Principles and Objectives of Accounting: Traditional rules and objectives guiding accounting practices, including accuracy, transparency, and consistency.
Fundamentals of Accounting (Personal, Real, and Nominal) and its Rules: Basic categories of accounts—personal (individuals), real (assets), and nominal (expenses/revenues)—and their rules.
Cost Accounting, Management Accounting, and Financial Accounting: Different branches of accounting: cost accounting focuses on cost control, management accounting aids decision-making, and financial accounting tracks and reports financial transactions.
Account Voucher, Ledger, Trial Balance, Profit and Loss Account, Balance Sheet: Key components of accounting: vouchers for recording transactions, ledgers for summarizing data, trial balance for verification, profit and loss account for performance, and balance sheet for financial position.
Cash Flow Statement: A financial statement showing the inflow and outflow of cash within a company.
Budgeting System, Budgetary Control, Profit Planning: Techniques to plan and control finances by setting budgets and measuring performance against them.
Depreciation: Concept, Types, and Methods: Depreciation is the allocation of the cost of tangible assets over time, with various methods like straight-line or reducing balance.
Reconciliation of Accounting: The process of ensuring that two sets of records (like bank statements and the company's ledger) are consistent.
Internal Control: Concept, Tools, and Techniques of Effectiveness of Internal Controlling and Auditing: Mechanisms to ensure the integrity of financial reporting and operations, including audits, checks, and balances.
International Financial Reporting Standard (IFRS), Nepal Accounting Standard (NAS), Nepal Financial Reporting Standard (NFRS): Standards for accounting and financial reporting that ensure transparency and consistency across countries.
Financial Management
Concept of Financial Management: The management of finances to achieve organizational objectives, including budgeting, investment, and funding decisions.
Scope and Importance of Financial Statements: Financial statements provide critical insights into the financial health of an organization and are used for decision-making.
Financial Planning and Strategies: The process of setting financial goals and determining the strategies to achieve them.
Financial Statement Analysis (Profit and Loss, Balance Sheet, Funds Flow/Cash Flow): Analyzing financial documents to evaluate an organization’s performance and financial stability.
Profit Management, Break Even Analysis, and Financial Leverage: Techniques to manage profits, calculate the point at which a company breaks even, and understand the impact of debt on returns.
Assets and Liability Management: Managing assets and liabilities to maintain financial stability and profitability.
Portfolio Management: Analysis and Selection, Associated Financial Risk Analysis in Portfolio Management: The process of selecting investments and analyzing their risks and returns.
Capital Budgeting: Techniques, Significance, Application of the Concept, Working Capital Management, Cost of Capital, Net Present Value (NPV), Internal Rate of Return (IRR), Average Rate of Return (ARR), Return on Investment (ROI), Return on Equity (ROE), Earning Per Share (EPS), P/E Ratio, Pay Back Method: Techniques for evaluating investment decisions and measuring their profitability and risks.
CAMELS Analysis: A framework for assessing the financial health of financial institutions, based on Capital adequacy, Asset quality, Management quality, Earnings, Liquidity, and Sensitivity to market risk.
Project Management
Project Identification, Formulation and Design: The initial steps in identifying a project's objectives, developing a plan, and outlining its design to ensure feasibility and alignment with goals.
Project Appraisal (Importance, Techniques, Methods of Project Evaluation, Cost-Benefit Analysis, Technical Feasibility and Economic Viability): Assessing a project’s potential for success by evaluating its costs, benefits, feasibility, and economic impact before implementation.
Financial Ratio Analysis for Measuring Performance and Standards: Using financial ratios (e.g., profitability, liquidity) to assess a project's or organization's financial health and performance.
Financial Projection and Forecasting: Predicting future financial performance based on historical data, trends, and assumptions about future conditions.
Project Implementation, Monitoring and Control: The process of executing the project plan, tracking progress, and making adjustments to keep the project on track.
Economics (Section C)
Economics and Nepalese Economy
Macro and Micro Economic Concept: Macroeconomics focuses on the economy as a whole, while microeconomics looks at individual markets and decision-making by businesses and households.
Inflation: Concept, Causes, Measurement and Consequences: Inflation is the increase in general price levels, caused by factors like demand-pull or cost-push, and can be measured using price indices. It erodes purchasing power and can impact economic stability.
Tradeoff Between Inflation and Unemployment: Refers to the inverse relationship between inflation and unemployment, often depicted by the Phillips curve; lowering inflation may increase unemployment, and vice versa.
Money Supply: Definition, Factors Affecting Money Supply: Money supply is the total amount of money circulating in the economy, influenced by central bank policies, banking system operations, and economic demand.
Balance of Payment: A record of all economic transactions between residents of a country and the rest of the world, including trade, investments, and loans.
Market: Perfect Competition, Monopoly, Monopolistic and Oligopoly: Different types of market structures: perfect competition (many firms, no barriers), monopoly (one firm dominates), monopolistic competition (many firms, differentiated products), and oligopoly (few firms dominate).
National Income Accounting: A method of measuring a country's economic activity by calculating its total national income, which includes GDP, GNP, and other economic indicators.
Concepts of GDP, Latest Trend of Nepalese GDP, Problem and Solution: GDP measures the total value of goods and services produced in a country. Trends in Nepal's GDP show growth and challenges, such as low productivity and unemployment.
GDP Measurement: Expenditure, Income, and Value-added Approach: Three methods of calculating GDP: expenditure (spending), income (total earnings), and value-added (adding up production value at each stage).
Globalization, Economic Liberalization and Privatization:
Concept, Causes, and Consequences: The integration of global economies, with causes like technological advancements and consequences like economic interdependence.
Pros and Cons: Benefits include increased trade and investment, while drawbacks include potential inequality and loss of sovereignty.
Impact on Nepalese Economy and Financial Sector: Globalization has brought both opportunities (e.g., foreign investment) and challenges (e.g., increased competition) to Nepal.
Periodic Plans:
Current Periodic Plan of Nepal: Nepal's development plans that set priorities for economic growth over specific periods.
Efforts, Achievements, and Challenges of Planned Economic Development in Nepal: Nepal's planned development has achieved infrastructural improvements but faces challenges like political instability and poverty.
Fiscal and Monetary Policy
Fiscal Policy: Budget Structure, Implementation Problem and Challenges; Characteristics, Objectives and Program of Current Fiscal Year Budget: Fiscal policy involves government spending and taxation decisions. Challenges include implementation delays and deficit financing.
Monetary Policy: Concept, Characteristics, Objectives and Direction of Current Monetary Policy: The central bank’s management of money supply and interest rates to control inflation, stabilize currency, and promote economic growth.
Interlinkage Between Fiscal and Monetary Policy: Fiscal and monetary policies work together to control inflation, stabilize the economy, and promote growth. They must be coordinated for effectiveness.
International Organizations
United Nations (UN): A global organization focused on peace, security, and cooperation among nations.
World Trade Organization (WTO): An international body that regulates global trade rules and agreements between countries.
World Bank (WB): A financial institution that provides loans and grants to the developing world for development projects.
International Monetary Fund (IMF): An organization that promotes global financial stability by providing financial assistance and policy advice to member countries.
Asian Development Bank (ADB): A regional development bank focused on reducing poverty and promoting sustainable development in Asia.
International Fund for Agricultural Development (IFAD): A specialized agency of the UN that finances agricultural development projects in rural areas.
South Asian Association for Regional Cooperation (SAARC): A regional intergovernmental organization aimed at promoting economic and regional integration among South Asian countries.
Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation (BIMSTEC): A regional organization that focuses on technical and economic cooperation among countries around the Bay of Bengal.
Information Technology (Section D)
Introduction to Computer Basics and Information Technology: Understanding the fundamental components of computers and how information technology (IT) is used to process, store, and transmit data.
Computer System (Input Device and Output Device): A computer system includes hardware components, such as input devices (e.g., keyboard, mouse) and output devices (e.g., monitor, printer) that interact with the user and other systems.
Computer Operating Systems: Software that manages hardware resources and provides a user interface, enabling applications to run on a computer (e.g., Windows, Linux, macOS).
Networking: LAN, WAN, MAN; Internet and Intranet: A LAN (Local Area Network) connects devices within a limited area, WAN (Wide Area Network) spans large distances, MAN (Metropolitan Area Network) covers cities, and the Internet connects networks globally, while Intranet is a private internal network.
Database Management System (DBMS): A software system for storing, managing, and retrieving data in an organized manner. It supports various operations like querying and updating databases (e.g., MySQL, Oracle).
Use of Information Technology in Banking System, Associated Risk and Control Measures: IT in banking facilitates digital transactions, online banking, and secure record-keeping, but it also brings risks like cybersecurity threats, requiring strong security protocols and risk management.
Core Banking System (CBS): Importance and Risks: Core banking systems centralize banking operations across branches, improving efficiency and customer service, but they also present risks like system failures and cyber threats.
Artificial Intelligence (AI), its use in Banking Sector, Issues and Challenges: AI is used in banking for tasks such as fraud detection, chatbots, and personalized services. However, it faces challenges related to data privacy, transparency, and ethical concerns.
Paper 2: Banking, Financial System, ADBL, Constitution and Laws:
Section (A)
1.Banking and Financial System
50 Marks
History, Development, and Present Scenario of Banking System in Nepal
Achievements, Issues, and Opportunities of Banking Industry in Nepal
Classification of Banks and Financial Institutions (BFIs)
Types of Financial Institution and their Roles in the Economy
Role and Functions of Central Bank and Commercial Banks
FinTech and Digital Banking: Types, Opportunities, Challenges, and Risk
Financial Access, Digital/Financial Literacy, and Financial Inclusion
(2x5+4x10=50)Alternative Delivery Channel (ADCs) in Banking: Concept, Types, and Issues
Principles of Value-Based Banking
Shadow Banking and its Impact on the Economy
Bank Marketing: Concept, Banking Products and Services, Target Customer Segments, and Strategic Marketing Approaches
Interest Rate Corridor (IRC)
Base Rate Calculation and Premium Rate Determination
2.Modern Banking Services:
Letter of Credit: Concept, Types, Process, Risk, and Issues
Bank Guarantee: Concept, Types, Process, Risk, and Issues
Treasury and Cash Management: Concept, Instruments, Associated Risk, and Opportunities
Remittance: Concept and Economic Impact
e-Banking: Types and Importance
Any Branch Banking System (ABBS)
Mobile Banking, Internet Banking
Digital Wallet
Paperless Banking
ATM, Debit Card, Credit Card, Visa Card, Dollar Card, Prepaid Card
POS and QR-Based Payment
C-ASBA, DEMAT
e-Commerce
3.Management of Commercial Banks
Profitability and Liquidity Management
Assets and Liability Management
Lending Principles and its Management
Treasury and Cash Management: Concept, Instruments, Associated Risk, and Opportunities
Key Financial Sector Reforms and Effectiveness
Credit Cycle and Credit Administration
Operation Excellence and Service Delivery in Banks
Merger, Acquisitions, and Corporate Restructuring in Nepal: Present Scenario, Benefits, Issues, and Challenges
BASEL Core Principles and Capital Adequacy Framework
Non-Performing Loan (NPL) Management: Tools and Techniques
Classification of Loan according to NRB and Loan Loss Provision
4. Banking Risk Management
Concept, Types, and Measurement of Banking Risk and Identification
Risks in the Banking Business and Measures for Risk Mitigation
Risk Management Techniques and Strategies in Banking Business
NRB Directive Regarding Risk Management
Business Contingency Plan and Management
5. Corporate Governance
Issues and Challenges of Corporate Governance in Nepalese Banking Sector
Discipline, Ethics, and Code of Conduct
Employee
Business/Corporate
Integrity, Values, and Norms
Social Responsibility Towards Different Stakeholders
Data Governance (IT-Risk Analysis)
Compliance, Anti-Money Laundering (AML)/Combating the Financing of Terrorism (CFT) and Know Your Customer (KYC)
Suspicious Transactions Reporting (STR) and Threshold Transactions Reporting (TTR)
Financial Action Task Force (FATF)
Banking Crimes, Fraud, and Prevention
6. Nepalese Financial System
Structure of Nepalese Financial System, Problems, Prospectus, Issues, and Remedies
Money Market: Present Scenario, Instruments, Issues, and Challenges
Capital Market: Present Scenario, Instruments, Issues, and Challenges
Interrelationship Between Money Market and Capital Market
Recent Development in Money and Capital Market of Nepal
Section (B)
Agricultural Development Bank Ltd. (ADBL)
20 Marks
(2x5+1x10=20)
Institutional Framework and Overview of Agriculture Development Bank Ltd. (ADBL)
Agricultural Development Bank Ltd.: Historical Development, Achievement, Vision, Mission, and Objectives
Existing Organizational Structure
Institutional Linkage of ADBL (National and International)
Contribution, Role, Potentialities, and Challenges of the ADBL in the Development of Nepal's Economic (Agriculture, Rural, and Banking) Sector
Current Status and Progress of ADBL
ADBL: Strengths and Weaknesses, Opportunities, and Threats
Modern Banking Services in ADBL
Customer Excellence in ADBL
Customer Relationship Management (CRM): Concept, Objectives, Methods, and Grievances Handling
Customer Protection Principle
Service Delivery System
Section (C)
Constitution and Laws
30 Marks
(3x10=30)
Constitution and Laws
The Constitution of Nepal
Company Act, 2063
Income Tax Act, 2058
Bank and Financial Institutions Act, 2073
Nepal Rastra Bank Act, 2058
Banking Offence and Punishment Act, 2064
Asset (Money) Laundering Prevention Act, 2064 and Regulation 2073
The Act on Recovery of Debts of Banks and Financial Institutions, 2058 and Regulation 2059
Negotiable Instrument Act, 2034
Unified Directives and Circulars Issued by Nepal Rastra Bank
Working Capital Guidelines, 2079
Electronic Transactions Act, 2063
Employees Bylaws, 2062
Conclusion:
The first paper provides a comprehensive overview of the banking system in Nepal, highlighting its history, structure, and the various types of financial institutions. It also explores modern banking services, risk management, and corporate governance, along with the role of financial institutions in the country's economy. The paper emphasizes the importance of banking reforms, including profitability and liquidity management, to address emerging challenges.
The second paper delves into key laws and regulations impacting the banking sector, including the Constitution of Nepal, the Bank and Financial Institutions Act, and various banking-related acts like the Asset Laundering Prevention Act. It focuses on the legal framework that governs banking operations, risk management, and the regulatory environment, highlighting the importance of compliance with laws such as the Income Tax Act and the Electronic Transactions Act.