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Rastriya Banijya Bank Taha 4 Sahek Syllabus Detailed Overview:
First Phase: Pre-Qualification Test
The first phase of the RBB Taha 4 Assistant exam is an objective test worth 100 marks, with a time limit of 45 minutes. It contains 50 multiple-choice questions (MCQs), each carrying 2 marks. All questions are compulsory, and 15 questions (30 marks) will be asked specifically from the Banking and Laws section.
If a candidate selects the wrong option, 0.2 marks (20%) will be deducted per incorrect answer. Answers must be written in capital letters (A, B, C, D) only. Small letters or any other symbols will invalidate the entire answer sheet. Calculators are not allowed in the exam.
Section A: Banking and Laws
This section tests the candidate's understanding of basic banking systems, financial laws, and customer-related policies. The following topics are covered:
The history and current status of banking in Nepal.
Categorization of banks based on tiers (Class A, B, C, D).
Client Protection Principles to ensure customer rights.
Know Your Customer (KYC) guidelines to verify client identity.
Different types of deposits and how they are managed.
Loan classification and the process of handling loan loss provisions.
The concept and importance of remittance in Nepal’s economy.
Various payment instruments, such as cheques, cards, and mobile banking.
Basic financial tools like shares, debentures, and bonds.
Roles, responsibilities, and powers of commercial banks.
General awareness about the central bank (Nepal Rastra Bank).
Nepal Rastra Bank Act, 2058 – its purpose and functions.
Bank and Financial Institution Act, 2073 (BAFIA) – the regulatory framework.
Banking Offence and Punishment Act, 2064 – dealing with banking crimes.
Anti-Money Laundering Act, 2064 – to prevent money laundering activities.
Section B : Management and Accounting
This section includes questions from basic management theories and accounting principles. Key topics are:
Human resource management, including recruitment, selection, and training.
Motivation techniques and performance evaluation.
Institutional governance practices and ethics.
Leadership and decision-making capabilities.
Core principles and functions of management.
Use of information and communication systems in management.
In accounting:
The double-entry bookkeeping system.
Cash accounts and petty cash handling.
Trial balance preparation for checking ledger accuracy.
Profit & Loss accounts for evaluating financial performance.
Balance sheets for understanding financial position.
Section C: Mathematics
Although not detailed in the syllabus breakdown, the mathematics section typically includes:
Arithmetic (addition, subtraction, multiplication, division).
Percentages and ratios.
Profit and loss.
Interest calculations (simple and compound).
Basic data interpretation and problem-solving.
Section D: General Knowledge
This section evaluates the candidate’s awareness of national and international affairs, history, geography, and civic understanding. The key topics include:
General knowledge about world geography.
Fundamental understanding of Nepal's geography, history, culture, arts, natural resources, and daily life.
Major historical events of the world that have had global impact.
Important historical events in Nepal such as unification, political shifts, and reforms.
Understanding Nepal’s governance structure including federal, provincial, and local levels.
Basic knowledge of major national and international organizations and their roles.
Awareness of different types of exchange documents like cheques, bills of exchange, promissory notes, etc.
Familiarity with the Constitution of Nepal — especially Part 1, 2, 3, and related Schedules (Annexes).
Nepal’s key macroeconomic indicators such as:
Gross Domestic Product (GDP)
Gross National Product (GNP)
Human Development Index (HDI)
Per capita income
Balance of Payment (BOP)
Price Index and Public Debt
Updates and knowledge about national and international sports awards, recent events, and notable activities.
Section E: Computer (5 questions × 2 = 10 marks)
This section checks fundamental computer literacy required for administrative roles. It includes:
Basic concept of computers, their history, and types (analog, digital, hybrid).
Common computer operating systems including:
DOS (Disk Operating System)
Windows (various versions)
LINUX and UNIX
Frequently used computer abbreviations like CPU, RAM, ROM, HTTP, URL, etc.
Use of office systems (such as MS Word, Excel, PowerPoint) for documentation and communication.
Knowledge about the Internet, Intranet, Extranet, and E-mail usage for business and personal communication.
Second Phase (First Paper): Banking, Accounting, and Information Technology
The first paper of the second phase in the RBB Assistant exam is focused on three main areas: Banking, Accounting, and Internal Control System. The total marks for this paper are 100, and it's divided into four groups (क, ख, ग, घ). Let’s break it down in simple terms:
Group A – Banking (20 Marks)
This section tests your understanding of banking concepts and how banks operate in Nepal. Here's what you should know:
Concept and Development of Banking – Learn how banking started and evolved.
Current Banking Situation and Challenges in Nepal – Understand what’s going on in Nepal's banking sector and the problems banks are facing.
Tiered Banking System – Know the classification of banks into Class A, B, C, and D.
Customer-Centric Banking Services – Learn how banks serve their customers better.
Client Protection Principle – Understand how customers are protected by banking laws.
Know Your Customer (KYC) – Learn why banks verify customer identity.
Types of Deposits and Their Operations – Get familiar with saving, current, fixed deposits, and how they work.
Loan Investment and Its Principles – Know how banks lend money and the rules they follow.
Loan Classification and Loan Loss Provision – Understand how banks categorize loans and prepare for possible losses.
Remittance – Learn about money transfers from abroad.
Payment Instruments – Get to know about cheques, credit cards, mobile payments, etc.
Shares, Debentures, and Bonds – Understand different financial securities.
Roles and Responsibilities of Commercial Banks – What do commercial banks do?
Roles and Responsibilities of Nepal Rastra Bank – Learn about the central bank's duties.
Role of RBB in Nepal’s Economic Development – See how Rastriya Banijya Bank contributes to the economy.
Group B – Banking Acts and Regulations (20 Marks)
This section focuses on legal knowledge related to the banking sector:
Nepal Rastra Bank Act, 2058 – Basic legal structure of Nepal's central bank.
Bank and Financial Institutions Act, 2073 (BAFIA) – Legal guidelines for all banks and financial institutions.
Banking Offense and Punishment Act, 2064 – Laws related to fraud and misconduct in banking.
Anti-Money Laundering Act, 2064 – Laws to stop money laundering activities.
Negotiable Instruments Act, 2034 – Rules for cheques, bills of exchange, and promissory notes.
Electronic Transactions Act, 2063 – Laws related to online and digital transactions.
Group C – Accounting System (20 Marks)
This section helps you understand financial statements and basic accounting:
Introduction to Accounting and Its Principles – Learn what accounting is and the rules it follows.
Double Entry System – Every transaction has two sides: debit and credit.
Cash Account and Petty Cash – Day-to-day small expenses and how they are recorded.
Trial Balance – A list to check if debits and credits match.
Profit and Loss Account – Know how businesses calculate their profit or loss.
Balance Sheet – A financial statement showing assets and liabilities.
Auditing and Its Importance – Why checking accounts is important.
Financial Statement of Commercial Banks – Learn the key parts of bank statements.
Group D – Internal Control System (20 Marks)
This part focuses on how banks manage their resources and risks:
Inventory Management and Its Importance – Managing physical items like stationery and equipment.
Fixed Assets and Depreciation – Recording long-term assets and their value reduction over time.
Capital and Capital Fund of Banks – Learn about the money banks need to operate safely.
Risks in Banking Transactions – Understand the different types of risks banks face.
Internal Control System in Banking – How banks ensure security and prevent fraud.
Group E: Computer / IT Knowledge (20 Marks)
In today’s banking and office systems, basic knowledge of computers and IT is essential.
Windows – Learn how the Windows operating system works for general office tasks.
Word Processing System – Tools like MS Word are used for document creation.
Excel – Used for spreadsheets, financial data, and analysis.
Operating Systems – Understand DOS, Windows, Linux, and UNIX basics.
Database Management – Learn what data, information, and databases are. Know types of databases and data security.
NRB IT Policy – Nepal Rastra Bank's guidelines on IT use in financial institutions.
Internet & Email – Understand Internet, Intranet, Extranet, and how emails function in an office.
Second Phase (Second Paper): Management, Maths and Service Related syllabus:
Group A: Management (20 Marks)
Management ensures smooth workflow and proper decision-making.
Principles & Functions of Management – Basics like planning, organizing, leading, and controlling.
Motivation & Conflict Management – Encouraging staff and resolving disagreements.
Information & Communication – Their role in efficient management.
Good Governance – Promoting transparency and accountability.
Employee Performance Evaluation – Assessing how well employees work.
Decision-Making – Its importance in business success.
Leadership Role – Leading teams effectively.
Budgeting – Understanding how budget planning supports goals.
Group B: Office Management (20 Marks)
Office management involves organizing daily tasks and communication.
Letter Writing – Drafting official letters.
Tippani (Notes) – Writing internal office notes or memos.
Record Management – Systematic record-keeping.
Filing – Organizing documents for easy retrieval.
Indexing – Creating indexes to find files quickly.
Office Layout – Structuring physical space efficiently.
Office Communication – Importance of effective communication in operations.
Group C: Human Resource Management (20 Marks)
HR is about managing people in the organization.
HRM Objectives – Goals like recruitment, development, and retention.
Job Analysis – Understanding job roles and requirements.
Recruitment & Selection – Finding and choosing the right candidates.
Training – Improving employee skills.
Performance Evaluation – Measuring employee output.
Leadership & Employee Relations – Building strong leader-employee trust and cooperation.
Group D: Mathematics (Arithmetic) (20 Marks)
Basic math skills are important for banking and business calculations.
Simple Interest – Calculating interest on loans and deposits.
Percentage – Common in profit, tax, and growth calculations.
Ratio & Proportion – Useful in comparison and financial distribution.
Unitary Method – Solving problems based on one unit value.
Average – Understanding central tendencies in data.
Profit & Loss – Analyzing business earnings or losses.
Group E: Banking Services (20 Marks)
This section focuses on the various services banks provide and how they manage financial transactions effectively and securely.
1. Cash Management
Managing the daily cash flow within a bank, including collection, deposit, and withdrawal of physical money.
2. Note Reserve / Indian Currency Reserve
Banks keep reserves of both local and Indian currency to meet customer needs, especially in areas near the border.
3. Clean and Soiled Notes
Banks classify currency notes as clean (usable) or soiled (damaged). Soiled notes are removed from circulation and replaced with fresh ones.
4. Remittance Transactions
These are services that allow people to send or receive money within the country or from abroad, often through banks or remittance companies.
5. Inter-branch and Inter-bank Transactions
Covers the transfer of funds or services between different branches of the same bank or between different banks.
6. Cash-based and Non-cash-based Transactions
Transactions can involve actual cash or be carried out digitally through cheques, debit/credit cards, mobile wallets, etc.
7. Bank Risk Management (Including BASEL III & NRB Directives)
Banks face various types of risks—like credit risk, market risk, and operational risk. These are managed using international standards such as BASEL III and central bank (NRB) guidelines.
8. Functions and Procedures of Commercial Banks
Describes how commercial banks operate, including their internal processes and customer-facing services.
Conclusion:
This guide covers essential topics related to banking, management, accounting, IT, and various services. It provides an understanding of banking operations, financial management, legal frameworks, and the role of technology in modern banking. Key areas include:
Banking Knowledge: Understanding banking concepts, customer protection, and loan management.
Legal Frameworks: Knowledge of banking laws, regulations, and the role of institutions like the Nepal Rastra Bank.
Accounting Systems: Familiarity with financial statements, auditing, and accounting principles.
IT Knowledge: Basic computer skills, including operating systems, databases, and internet usage.
Management: Principles of management, human resources, office management, and decision-making.
Banking Services: Cash management, remittance, and inter-bank transactions, including risk management.
Rastriya Banijya Bank (RBB): Taha 4 Assistant Syllabus:
The Rastriya Banijya Bank Limited (RBBL) conducts an open competitive examination for the position of Taha 4 Assistant under the Administration Service, Administration Group. This examination is divided into three phases: Pre-Qualification Test, Written Examination, and Interview.
First Phase: Pre-Qualification Test
The first phase is an objective exam with a total of 100 marks and a time limit of 45 minutes. To pass, candidates must score at least 40 marks.
This test consists of 50 multiple-choice questions (MCQs), each carrying 2 marks. All questions are compulsory.
If a candidate gives a wrong answer, 20% (0.2 marks) will be deducted from the total for that question. However, if a question is left unanswered, there is no penalty.
Candidates must answer using capital letters (A, B, C, D). Answers written in small letters (a, b, c, d) or with any other marks will result in cancellation of the answer sheet. Calculators are not allowed in this phase.
Only the candidates who pass this test will be allowed to take the second phase. However, marks from this phase will not be counted in the final result.
Second Phase: Written Examination
The second phase is a descriptive written examination with two papers. Each paper is worth 100 marks and lasts 3 hours.
Paper 1 covers Banking, Accounting, and Information Technology. This paper will include 10 subject-related questions – 2 from each topic group. All questions are compulsory and carry equal marks.
Paper 2 focuses on Management, Mathematics, and Service-related Knowledge. Similar to Paper 1, this also contains 10 questions (2 from each group), and all are compulsory with equal marks.
Third Phase: Interview
Candidates who pass the written exam will be called for the interview. The interview carries a total of 30 marks.
Important Reminders
The Pre-Test exam is only for qualification purposes and will not be included in the final merit score.
Negative marking applies in the Pre-Test, so answer carefully.
Use only capital letters to answer MCQs.
Calculators are not allowed in any objective-type exams.
All questions in both written papers must be answered.
Focus on banking knowledge, management concepts, general awareness, and analytical skills.
First Phase: Pre-Qualification Test
The first phase of the RBB Taha 4 Assistant exam is an objective test worth 100 marks, with a time limit of 45 minutes. It contains 50 multiple-choice questions (MCQs), each carrying 2 marks. All questions are compulsory, and 15 questions (30 marks) will be asked specifically from the Banking and Laws section.
If a candidate selects the wrong option, 0.2 marks (20%) will be deducted per incorrect answer. Answers must be written in capital letters (A, B, C, D) only. Small letters or any other symbols will invalidate the entire answer sheet. Calculators are not allowed in the exam.
Section A: Banking and Laws
This section tests the candidate's understanding of basic banking systems, financial laws, and customer-related policies. The following topics are covered:
The history and current status of banking in Nepal.
Categorization of banks based on tiers (Class A, B, C, D).
Client Protection Principles to ensure customer rights.
Know Your Customer (KYC) guidelines to verify client identity.
Different types of deposits and how they are managed.
Loan classification and the process of handling loan loss provisions.
The concept and importance of remittance in Nepal’s economy.
Various payment instruments, such as cheques, cards, and mobile banking.
Basic financial tools like shares, debentures, and bonds.
Roles, responsibilities, and powers of commercial banks.
General awareness about the central bank (Nepal Rastra Bank).
Nepal Rastra Bank Act, 2058 – its purpose and functions.
Bank and Financial Institution Act, 2073 (BAFIA) – the regulatory framework.
Banking Offence and Punishment Act, 2064 – dealing with banking crimes.
Anti-Money Laundering Act, 2064 – to prevent money laundering activities.
Section B : Management and Accounting
This section includes questions from basic management theories and accounting principles. Key topics are:
Human resource management, including recruitment, selection, and training.
Motivation techniques and performance evaluation.
Institutional governance practices and ethics.
Leadership and decision-making capabilities.
Core principles and functions of management.
Use of information and communication systems in management.
In accounting:
The double-entry bookkeeping system.
Cash accounts and petty cash handling.
Trial balance preparation for checking ledger accuracy.
Profit & Loss accounts for evaluating financial performance.
Balance sheets for understanding financial position.
Section C: Mathematics
Although not detailed in the syllabus breakdown, the mathematics section typically includes:
Arithmetic (addition, subtraction, multiplication, division).
Percentages and ratios.
Profit and loss.
Interest calculations (simple and compound).
Basic data interpretation and problem-solving.
Section D: General Knowledge
This section evaluates the candidate’s awareness of national and international affairs, history, geography, and civic understanding. The key topics include:
General knowledge about world geography.
Fundamental understanding of Nepal's geography, history, culture, arts, natural resources, and daily life.
Major historical events of the world that have had global impact.
Important historical events in Nepal such as unification, political shifts, and reforms.
Understanding Nepal’s governance structure including federal, provincial, and local levels.
Basic knowledge of major national and international organizations and their roles.
Awareness of different types of exchange documents like cheques, bills of exchange, promissory notes, etc.
Familiarity with the Constitution of Nepal — especially Part 1, 2, 3, and related Schedules (Annexes).
Nepal’s key macroeconomic indicators such as:
Gross Domestic Product (GDP)
Gross National Product (GNP)
Human Development Index (HDI)
Per capita income
Balance of Payment (BOP)
Price Index and Public Debt
Updates and knowledge about national and international sports awards, recent events, and notable activities.
Section E: Computer (5 questions × 2 = 10 marks)
This section checks fundamental computer literacy required for administrative roles. It includes:
Basic concept of computers, their history, and types (analog, digital, hybrid).
Common computer operating systems including:
DOS (Disk Operating System)
Windows (various versions)
LINUX and UNIX
Frequently used computer abbreviations like CPU, RAM, ROM, HTTP, URL, etc.
Use of office systems (such as MS Word, Excel, PowerPoint) for documentation and communication.
Knowledge about the Internet, Intranet, Extranet, and E-mail usage for business and personal communication.
Second Phase (First Paper): Banking, Accounting, and Information Technology
The first paper of the second phase in the RBB Assistant exam is focused on three main areas: Banking, Accounting, and Internal Control System. The total marks for this paper are 100, and it's divided into four groups (क, ख, ग, घ). Let’s break it down in simple terms:
Group A – Banking (20 Marks)
This section tests your understanding of banking concepts and how banks operate in Nepal. Here's what you should know:
Concept and Development of Banking – Learn how banking started and evolved.
Current Banking Situation and Challenges in Nepal – Understand what’s going on in Nepal's banking sector and the problems banks are facing.
Tiered Banking System – Know the classification of banks into Class A, B, C, and D.
Customer-Centric Banking Services – Learn how banks serve their customers better.
Client Protection Principle – Understand how customers are protected by banking laws.
Know Your Customer (KYC) – Learn why banks verify customer identity.
Types of Deposits and Their Operations – Get familiar with saving, current, fixed deposits, and how they work.
Loan Investment and Its Principles – Know how banks lend money and the rules they follow.
Loan Classification and Loan Loss Provision – Understand how banks categorize loans and prepare for possible losses.
Remittance – Learn about money transfers from abroad.
Payment Instruments – Get to know about cheques, credit cards, mobile payments, etc.
Shares, Debentures, and Bonds – Understand different financial securities.
Roles and Responsibilities of Commercial Banks – What do commercial banks do?
Roles and Responsibilities of Nepal Rastra Bank – Learn about the central bank's duties.
Role of RBB in Nepal’s Economic Development – See how Rastriya Banijya Bank contributes to the economy.
Group B – Banking Acts and Regulations (20 Marks)
This section focuses on legal knowledge related to the banking sector:
Nepal Rastra Bank Act, 2058 – Basic legal structure of Nepal's central bank.
Bank and Financial Institutions Act, 2073 (BAFIA) – Legal guidelines for all banks and financial institutions.
Banking Offense and Punishment Act, 2064 – Laws related to fraud and misconduct in banking.
Anti-Money Laundering Act, 2064 – Laws to stop money laundering activities.
Negotiable Instruments Act, 2034 – Rules for cheques, bills of exchange, and promissory notes.
Electronic Transactions Act, 2063 – Laws related to online and digital transactions.
Group C – Accounting System (20 Marks)
This section helps you understand financial statements and basic accounting:
Introduction to Accounting and Its Principles – Learn what accounting is and the rules it follows.
Double Entry System – Every transaction has two sides: debit and credit.
Cash Account and Petty Cash – Day-to-day small expenses and how they are recorded.
Trial Balance – A list to check if debits and credits match.
Profit and Loss Account – Know how businesses calculate their profit or loss.
Balance Sheet – A financial statement showing assets and liabilities.
Auditing and Its Importance – Why checking accounts is important.
Financial Statement of Commercial Banks – Learn the key parts of bank statements.
Group D – Internal Control System (20 Marks)
This part focuses on how banks manage their resources and risks:
Inventory Management and Its Importance – Managing physical items like stationery and equipment.
Fixed Assets and Depreciation – Recording long-term assets and their value reduction over time.
Capital and Capital Fund of Banks – Learn about the money banks need to operate safely.
Risks in Banking Transactions – Understand the different types of risks banks face.
Internal Control System in Banking – How banks ensure security and prevent fraud.
Group E: Computer / IT Knowledge (20 Marks)
In today’s banking and office systems, basic knowledge of computers and IT is essential.
Windows – Learn how the Windows operating system works for general office tasks.
Word Processing System – Tools like MS Word are used for document creation.
Excel – Used for spreadsheets, financial data, and analysis.
Operating Systems – Understand DOS, Windows, Linux, and UNIX basics.
Database Management – Learn what data, information, and databases are. Know types of databases and data security.
NRB IT Policy – Nepal Rastra Bank's guidelines on IT use in financial institutions.
Internet & Email – Understand Internet, Intranet, Extranet, and how emails function in an office.
Second Phase (Second Paper): Management, Maths and Service Related syllabus:
Group A: Management (20 Marks)
Management ensures smooth workflow and proper decision-making.
Principles & Functions of Management – Basics like planning, organizing, leading, and controlling.
Motivation & Conflict Management – Encouraging staff and resolving disagreements.
Information & Communication – Their role in efficient management.
Good Governance – Promoting transparency and accountability.
Employee Performance Evaluation – Assessing how well employees work.
Decision-Making – Its importance in business success.
Leadership Role – Leading teams effectively.
Budgeting – Understanding how budget planning supports goals.
Group B: Office Management (20 Marks)
Office management involves organizing daily tasks and communication.
Letter Writing – Drafting official letters.
Tippani (Notes) – Writing internal office notes or memos.
Record Management – Systematic record-keeping.
Filing – Organizing documents for easy retrieval.
Indexing – Creating indexes to find files quickly.
Office Layout – Structuring physical space efficiently.
Office Communication – Importance of effective communication in operations.
Group C: Human Resource Management (20 Marks)
HR is about managing people in the organization.
HRM Objectives – Goals like recruitment, development, and retention.
Job Analysis – Understanding job roles and requirements.
Recruitment & Selection – Finding and choosing the right candidates.
Training – Improving employee skills.
Performance Evaluation – Measuring employee output.
Leadership & Employee Relations – Building strong leader-employee trust and cooperation.
Group D: Mathematics (Arithmetic) (20 Marks)
Basic math skills are important for banking and business calculations.
Simple Interest – Calculating interest on loans and deposits.
Percentage – Common in profit, tax, and growth calculations.
Ratio & Proportion – Useful in comparison and financial distribution.
Unitary Method – Solving problems based on one unit value.
Average – Understanding central tendencies in data.
Profit & Loss – Analyzing business earnings or losses.
Group E: Banking Services (20 Marks)
This section focuses on the various services banks provide and how they manage financial transactions effectively and securely.
1. Cash Management
Managing the daily cash flow within a bank, including collection, deposit, and withdrawal of physical money.
2. Note Reserve / Indian Currency Reserve
Banks keep reserves of both local and Indian currency to meet customer needs, especially in areas near the border.
3. Clean and Soiled Notes
Banks classify currency notes as clean (usable) or soiled (damaged). Soiled notes are removed from circulation and replaced with fresh ones.
4. Remittance Transactions
These are services that allow people to send or receive money within the country or from abroad, often through banks or remittance companies.
5. Inter-branch and Inter-bank Transactions
Covers the transfer of funds or services between different branches of the same bank or between different banks.
6. Cash-based and Non-cash-based Transactions
Transactions can involve actual cash or be carried out digitally through cheques, debit/credit cards, mobile wallets, etc.
7. Bank Risk Management (Including BASEL III & NRB Directives)
Banks face various types of risks—like credit risk, market risk, and operational risk. These are managed using international standards such as BASEL III and central bank (NRB) guidelines.
8. Functions and Procedures of Commercial Banks
Describes how commercial banks operate, including their internal processes and customer-facing services.
Conclusion:
This guide covers essential topics related to banking, management, accounting, IT, and various services. It provides an understanding of banking operations, financial management, legal frameworks, and the role of technology in modern banking. Key areas include:
Banking Knowledge: Understanding banking concepts, customer protection, and loan management.
Legal Frameworks: Knowledge of banking laws, regulations, and the role of institutions like the Nepal Rastra Bank.
Accounting Systems: Familiarity with financial statements, auditing, and accounting principles.
IT Knowledge: Basic computer skills, including operating systems, databases, and internet usage.
Management: Principles of management, human resources, office management, and decision-making.
Banking Services: Cash management, remittance, and inter-bank transactions, including risk management.
Overall, this collection of topics forms the foundation for understanding the complexities of the banking sector and prepares individuals for roles in financial institutions, ensuring effective management, secure transactions, and compliance with legal standards.